The ninety percent is easy. We built for the rest.

Exact-match reconciliation is table stakes and every tool claims it. The cases below are what actually cost you the week.

Explore plans See it in the product

Bank Reconciliation

Review imported bank activity and reconcile it with your books.

Import historyExceptions · 2Upload Bank Statement

Total Transactions

248

Unreconciled

Ready for review 9 · In Suspense 3

Reconciled

236

214 by CY

View Unreconciled · 12View Reconciled · 236Unreconciled 12 Ask CY what's left

Review your bank statement linesSpentReceivedthen review the proposed entry

4 Sept 2026

Field Works

FIELD WORKS REF INV 2207 2215

£3,180.00

Reconcile · Possible matchOptions

Possible match: Several invoices from Field Works, starting INV-2207Settles £3,180.00 · waits for you to confirmReview match

MatchCreate recordReconcile

3 Sept 2026

Northgate Telecom

NORTHGATE TELECOM DD

£64.80

Reconcile · Follows your previous choiceOptions

Expense entryTelephone

Check the type and category, then reconcile.MatchCreate recordReconcile

2 Sept 2026

Brightline Energy

BRIGHTLINE ENERGY DD

Much larger than usual

£960.00

Reconcile · Follows your previous choiceOptions

Expense entryElectricity

Check the type and category, then reconcile.MatchCreate recordReconcile

1 Sept 2026

JMS Ltd

FPS JMS LTD REF 88120

First payment to this payee

£2,450.00

Reconcile · AI prepared entry · Final reading 88%Options

Expense entryProfessional Costs

The suggestion is not strong enough to post on its own. Check it before you accept.MatchCreate recordReconcile

31 Aug 2026Suspense

Online Mktplace

CARD 4417 ONLINE MKTPLACE

£126.50

Reconcile · Awaiting classificationOptions

Unclassified transactionChoose a type and category

Choose a type to reconcile. You can choose the category first.MatchCreate recordReconcile

Reconciling 1 transaction

NORTHGATE TELECOM DD

No similar transactions

Keep reviewing — these finish in the background.

Match to an existing record

Choosing a record settles it and reconciles this transaction; nothing new is created.

Smart matches

One payment, several invoices

Field Works · 2 invoices adding up to £3,180.00

INV-2207 · issued 12 Aug 2026 · £1,980.00

INV-2215 · issued 21 Aug 2026 · £1,200.00

92% confidence

Settling records each invoice as paid in full from this one payment. Undo on the bank line reverses all of them together.

Settle 2 invoices with this payment

No record for this yet? Create an invoice instead

One payment, several invoices

Field Works paid two invoices in one transfer. CY finds the pair that adds up and settles both when you confirm.

Held, not guessed

A large first payment to a new payee waits for a person — with the reason shown.

The WAWProfi workspace · illustrative figures

CY does the routine

Matches it is sure of are reconciled for you; the rest arrive as suggestions with their reasoning.

Part-payments and batches

Find & Match pays several invoices from one line, or part of one, and asks what the difference is.

Adjusted balances that agree

A bank reconciliation statement that shows the balances agree — or the difference still to explain.

Reconciliation, in the product

From the statement line to adjusted balances that agree.

Recorded in WAWProfi

Recorded in WAWProfi

Find & Match

ASHGROVE LTD · Ref INV 2224 PART · 3 Sep 2026

CancelReconcile →

InvoicesBillsTransfersSearch invoices by contact or reference

	Date	Contact	Reference	Outstanding
✓	18 Aug 2026	Ashgrove Ltd	INV-2224	£3,940.00
	1 Aug 2026	Ashgrove Ltd	INV-2198	£3,940.00

Totals

Bank line

£2,000.00

Selected (1)

£3,940.00

Difference

£1,940.00

Part payment

Apply the bank amount and leave the rest open.

Fee taken by the payment provider

Settle in full and record the difference as a bank charge.

Category	Description	VAT	Amount
7300 · Motor expenses	Diesel	20% S	£68.40
7310 · Parking	Car park	20% S	£6.00
7400 · Subsistence	Lunch on site	No VAT	£22.00
Left to allocate			£0.00

Unreconciled Bank Lines

Compare known bank balances with posted bank-account balances, and review transactions still waiting to be recorded.

Export summary CSVPrint

Bank accounts

All have a known bank balance

Reconciled transactions

236

Matched or recorded

Still unreconciled

Includes suspense

Of these, in suspense

Needs classification

Bank to books comparison

Bank account	Bank balance	Books balance	Difference
Current (Northbank)	£31,431.34	£29,231.34	£2,200.00
Savings (Northbank)	£1,850.00	£1,850.00	£0.00

Bank reconciliation statement

Balance per bank

£31,431.34

Add: deposits in transit

£0.00

Less: outstanding payments

£0.00

Balance per books

£29,231.34

Add / less: bank lines not yet in the books

£2,200.00

Adjusted balancesAgree

Built for the ninety percent and the rest.

Needs attention

FPS JMS LTD REF 88120£2,450.00

First payment to this payee

BRIGHTLINE ENERGY DD£960.00

Much larger than usual

TFR TO SAVINGS£1,000.00

A transfer between your accounts

HARBOUR FREIGHT£660.00

Bank details changed recently

Signals on the lines that need a person

A first payment to a payee, an amount far above usual, a refund or a transfer between your own accounts — each line says why it is waiting.

What is the difference?

Invoice INV-2229 · Lumen GmbH£2,914.14

PAYPAL TRANSFER£2,885.28

Fee the provider kept£28.86

Invoice settledOpen

Fees taken before the money lands

When a provider pays out less than the invoice because it kept its fee, settle the invoice in full and the difference becomes a bank charge — no open pennies left behind.

Exceptions2

Broken accounting links0

Need a person to check2

FPS JMS LTD · £2,450.00First payment to this payeeOpen full review

HARBOUR FREIGHT · £660.00Bank details changedMark as reviewed

Exceptions, gathered in one place

A broken link to the books, or a line that needs a person to check: the Exceptions dialog lists them, with undo, retry and mark-as-reviewed beside each.

Cy AI · Reconciliation

Ask what is left, and why.

Cy reads the unreconciled lines and the open invoices and bills, explains what is holding each one up, and prepares the matches for you to confirm.

What's left to reconcile?
Clear suspense with Cy
Why is the Brightline Energy bill flagged?

Meet Cy

Recent chats3

What's left to reconcile?

Sep 5

Why is the Brightline Energy bill flagged?

Sep 4

Clear suspense

Aug 31

How Cy works

Cy can prepare work for review. You always confirm the final change.

What's left to reconcile?

Cy AI

Checking reconciliation progress…

Reading bank transactions…

Reading invoices…

Twelve lines are open. Six have a match ready for you to confirm, including Field Works' £3,180.00, which settles two of its invoices in one transfer. Three are in Suspense, waiting for a type and category.

Three need a decision: the first payment to JMS Ltd, a Brightline Energy bill much larger than usual, and a £2,000.00 part payment from Ashgrove against INV-2224.

Was this useful?

Sources

Unreconciled 12Field Works · 4 SepINV-2224 · Ashgrove Ltd

Ask about invoices, VAT, profit…

Answers cite your own records · Cy prepares, you approve

Everything included

What Reconciliation does today.

17 capabilities · plan availability on pricing

Banking & reconciliation

Direct Open Banking connections (not available yet)
Statement import — CSV, with remembered column mapping
Statement import — PDF, scanned and extracted
Duplicate detection across feeds and imports
AI categorisation of every transaction
Automatic matching to invoices, bills, transfers and claims
High-confidence suggestions pre-selected for you to confirm
Risk signals — first-time payee, changed bank details, duplicates, unusual amounts
AI second opinion on a held transaction
Classification rules — always treat a payee this way
Split a transaction across several accounts
Create a bill or sales receipt from a bank line
Bank reconciliation view — statement against ledger
Personal vs business triage, business-use percentages
Mileage claims at approved mileage rates, with the two-method guard
Anomaly and Fraud Detection
Continuous reconciliation worker

Reconciliation / In practice

Every difference needs an explanation.

01
Bring both sides together
Compare the statement transaction with invoices, bills or transfers that could explain it.
02
Investigate the exception
Check part-payments, grouped receipts, fees and timing before confirming a match.
03
Keep the resolution
Carry the reviewed allocation and its supporting evidence into the close.

The practical details

A closer look at reconciliation.

Open a question to explore the workflow.

01Does a matching amount prove a match?

No. Check the reference, counterparty and source records as well as the amount.

02What if one payment covers several invoices?

Review the individual documents and how the receipt is allocated across them. Keep any remaining balance visible.

03Where do unresolved items go?

Keep them available for review with their evidence rather than treating an unexplained difference as settled.

Continue the story

Reconciliation connects to…

Banking

Connected feeds and transaction review.

Sales

Quotes, invoices and customer balances.

Purchases

Bills, expense claims and supplier workflows.

Your next chapter / Reconciliation

Leave a clearer trail at close.

Explore plans Talk about reconciliation

Confirm the features, availability and setup that suit your team.