A forecast is only worth anything if it is there on a Tuesday.

Not at quarter end, and not after three days rebuilding a model somebody let go stale in January.

← All forecasts

Forecast 2027 (Jan 2027 – Dec 2027)

Estimated from the same months' actuals last year. Income accounts increase by 8%. Cost of sales accounts increase by 4%. Expense accounts increase by 3%.

Refresh from actualsSettings and rulesRun Forecast P&L →

YearlyQuarterlyMonthlyCompare actuals

Account	Total	Jan 2027	Feb 2027	Mar 2027	Apr 2027	May 2027	Jun 2027
INCOME
4000Sales	£561,640.00	£43,120.00	£43,560.00	£44,360.00	£46,000.00 ● typed by hand	£45,600.00	£46,240.00
Total income	£561,640.00	£43,120.00	£43,560.00	£44,360.00	£46,000.00	£45,600.00	£46,240.00
COST OF SALES
5000Cost of sales	£240,500.00	£18,460.00	£18,650.00	£19,000.00	£19,640.00	£19,640.00	£19,770.00
Total cost of sales	£240,500.00	£18,460.00	£18,650.00	£19,000.00	£19,640.00	£19,640.00	£19,770.00
EXPENSES
7000Wages and salaries	£133,600.00	£11,130.00	£11,130.00	£11,140.00	£11,130.00	£11,130.00	£11,140.00
7100Rent	£21,600.00	£1,800.00	£1,800.00	£1,800.00	£1,800.00	£1,800.00	£1,800.00
7500Software	£15,200.00	£1,260.00	£1,270.00	£1,270.00	£1,260.00	£1,270.00	£1,270.00
Total expenses	£170,400.00	£14,190.00	£14,200.00	£14,210.00	£14,190.00	£14,200.00	£14,210.00
Net profit	£150,740.00	£10,470.00	£10,710.00	£11,150.00	£12,170.00	£11,760.00	£12,260.00

Actuals beside the plan

Switch on Compare actuals to see actuals to date, or last year's, beside every account.

Up to seven years

84 months

This year, next year, or up to seven years ahead — or months you choose.

The WAWProfi workspace · illustrative figures

Generated from your ledger

Each month starts from an average of recent actuals, or last year's, then follows the rules you set.

Your edits survive a refresh

Type over any month. Refresh from actuals and the cells you typed are kept.

Make it the budget

Turn a forecast into the budget, then read the Forecast P&L against it.

Forecasting, in the product

From last quarter's actuals to next year's plan.

W
Set up your forecast
Choose how the months are estimated. Next generates the forecast month by month from your ledger; you can then adjust any figure by hand, save it, or make it a budget.
CancelNext
Forecast
NameForecast 2027Based onProfit and loss statementForecast forNext year (Jan 2027 – Dec 2027)Forecast usingActuals from last year
Set rules (optional)
Income accounts
Increase by 8%
Cost of sales accounts
Increase by 4%
Expense accounts
Increase by 3%
💡 Summary · Covers Jan 2027 – Dec 2027
Estimated from the same months' actuals last year. You can edit any month by hand once it is generated; posted actuals replace the forecast as each month is booked.

Set up your forecast

Choose how the months are estimated. Next generates the forecast month by month from your ledger; you can then adjust any figure by hand, save it, or make it a budget.

CancelNext

Forecast

NameForecast 2027Based onProfit and loss statementForecast forNext year (Jan 2027 – Dec 2027)Forecast usingActuals from last year

Set rules (optional)

Income accounts

Increase by 8%

Cost of sales accounts

Increase by 4%

Expense accounts

Increase by 3%

💡 Summary · Covers Jan 2027 – Dec 2027

Estimated from the same months' actuals last year. You can edit any month by hand once it is generated; posted actuals replace the forecast as each month is booked.

← All forecasts

Forecast 2027

Refresh from actualsRun Forecast P&L →

ViewYearlyQuarterlyMonthlyCompare actuals

Account	Jan	Feb	Mar	Apr	May
4000Sales	£43,120	£43,560	£44,360	£46,000 ● typed by hand	£45,600
5000Cost of sales	£18,460	£18,650	£19,000	£19,640	£19,640
7000Wages and salaries	£11,130	£11,130	£11,140	£11,130	£11,130
7100Rent	£1,800	£1,800	£1,800	£1,800	£1,800

Refreshed from the latest actuals. Cells you typed were kept.

Planning assumptions (optional)

These inputs calculate forecast tax, depreciation and cash tied up in working capital.

Assumptions

Income tax rate (%)25Depreciation life (years)5Capital spending · Year 1 · 2027-01 to 2027-12£24,000Opening net working capital£19,200Net working capital target (%)12

Annual drivers

Driver	2027	2028	2029
Revenue growth %	8.0%	6.5%	5.0%
Cost of sales (% of revenue)	42.8%	42.5%	42.0%
Operating expenses (% of revenue)	30.3%	29.8%	29.5%

Built to be measured against what happens.

Make it the budget, then watch the gap

Turn a forecast into the budget and the Forecast P&L lines it up against actuals month by month, so a drift shows while it is still small.

Account	Actual	Budget
4000Sales	£133,900	£131,040	+2.2%
5000Cost of sales	£58,300	£56,110	+3.9%
7500Software	£4,440	£3,800	+16.8%

Fixed costs that grow on their own terms

Wages, rent and every other overhead, with what the year costs and the growth the forecast carries it at, separate from the costs that move with sales.

Account	FY2027	Annual growth
7000 · Wages and salaries	£133,600.00	3.0%
7100 · Rent	£21,600.00	3.0%
7500 · Software	£15,200.00	3.0%

Ask Cy what if, before you decide

Describe the change — a hire, a price rise, a lost customer — and Cy shows the cash and profit on that path beside the one you are on.

Cy AI · Forecasting

Ask what happens if you change one thing.

Cy reads the forecast you have and the books behind it, then answers what-if questions in plain English with the figures that move.

What if we hire two people in January?
Can we afford the new van?
What does a 5% price rise do?

Meet Cy

Recent chats3

What if we hire two people in January?

Oct 22

Can we afford the new van?

Oct 9

What does a 5% price rise do?

Sep 30

How Cy works

Cy can prepare work for review. You always confirm the final change.

What if we hire two people in January?

Cy AI

Read Forecast 2027 · 12 months

Added two salaries from January · £5,600 a month with on-costs

Recalculated profit and cash to December

Two hires from January cost about £67,200 next year. Profit falls from £12,560 to £6,960 a month.

Cash still grows — £24,939 by December instead of £75,339 — and does not run out this year.

Was this useful?

Sources

Forecast 20277000 Wages and salariesCash Flow · 03

Ask about invoices, VAT, profit…

Answers cite your own records · Cy prepares, you approve

Everything included

What Forecasting does today.

8 capabilities · plan availability on pricing

Sustainability & forecasting

Cash position and projected low point
Runway at the recent rate of spend
Customer concentration risk
Unusual spending detection (supplier and category spikes)
Inventory Real-Time Sync
Investment - Financial Advisor - Tracking Spending behavior
Accounting and Finance Tool (Advising level of your Finances)
Financial Health Checking Tool

Forecasting / In practice

Change the assumption. Follow the effect.

01
Anchor the baseline
Keep the starting cash position and the reporting period visible before changing a driver.
02
Explore the alternatives
Consider how receipt timing or operating costs could change the cash position ahead.
03
Choose the next move
Review the assumptions behind each scenario with the people responsible for the decision.

The practical details

A closer look at forecasting.

Open a question to explore the workflow.

01Is a forecast a guarantee?

No. A scenario depends on its inputs and assumptions. Review those assumptions as the business changes.

02Where should the forecast start?

Begin with a reviewed baseline from the books, keeping cash and profit separate when planning future movements.

03Can I investigate the underlying position?

Use Reporting and Banking to review the records behind the starting position before interpreting a scenario.

Continue the story

Forecasting connects to…

Reporting

Financial statements and audit trail.

Banking

Connected feeds and transaction review.

Your next chapter / Forecasting

Give the next decision a forward view.

Explore plans Talk about forecasting

Confirm the features, availability and setup that suit your team.